In a microwave safe bowl, soften the cream cheese in the microwave for about 10-20 sec.
Dice onions and olives fine and add to the cream cheese. Now add the ranch dressing mix and stir this all together.
Spread about 1-2 Tbs. of mixture onto a flour tortilla and top with a piece of meat and a piece of cheese. You may use the meat or cheese of your choice. I usually make some with ham and cheddar and some with turkey and swiss.
Roll these up and wrap in a piece of saran wrap.
Place in refrigerator for about 2 hours or overnight and allow them to set.